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  • Writer's pictureJonathan Amato

The Common Mistakes People Make When Filing a Property Damage Claim

You must file a property damage claim if you've been in an accident. This process can be confusing and frustrating, especially if you need the help figuring out what to avoid. We will discuss the common mistakes people make when filing a property damage claim and why you should hire a professional for your Florida property insurance appraisal.

1. Failing To Document the Damage

Property damages caused by fire, theft, or weather events can cause extensive damage that may not be obvious initially. To ensure that you get total compensation for your losses, it is essential to document the extent of the damage with photos and videos so that there is evidence to back up your claim.

This is where an expert property insurance appraisal company can help. They will perform a full inspection of the property and provide detailed reports with photos that can be used to prove the extent of the damage.

2. Making Assumptions About Coverage and Costs

When filing a property damage claim, knowing precisely what your insurance covers and the associated costs is essential. Do not make assumptions about coverage limits or additional costs that may be covered. This can lead to financial losses if you are wrong. Be sure to review your policy or speak with an expert before making any decisions.

Expert appraiser services can be helpful when filing a property damage claim. They can provide independent estimates of the cost to repair or replace damaged items and identify any additional costs that your policy may cover. This can help eliminate any confusion and ensure you receive the total amount of compensation from your insurance company.

3. Putting Off Filing Your Claim

The timeline to file a property damage claim can be limited, so it is essential to submit your claim as soon as possible. Insurance companies usually have strict deadlines for filing a claim, and if you fail to meet them, the company may reject your claim outright or offer you less than what you would have received had the claim been submitted on time. Read through your insurance policy and determine the timeline for filing a claim.

Final Words

Contact JS Marlin for the best property damage appraisal services. We offer top-notch services for all property owners to ensure that their claims are accurate and complete so that they have the best chance of receiving a fair settlement. Our experienced professionals will provide you with the personalized attention needed to properly assess and document your claim to get you the compensation you deserve.

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